You are responsible for your health insurance. You are financially responsible for all damage caused to the car due to driver error. A Vehicle Protection Plan is available for $60.00. If you purchase this plan the maximum repair cost you would be required to pay is $1000. All payments for damages must be paid at the track at the time of the incident. Due to the quality of the training and cars, damage is rare. Drive participants may opt to purchase the Vehicle Protection Plan in advance, or at the track the day of your event.